(Click on the letter to view terms beginning with that alphabet.) A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | ZĪccident - an unexpected event or circumstance without deliberate intent.Īccident Insurance - insurance for unforeseen bodily injury.Īccident Only - an insurance contract that provides coverage, singly or in combination, for death, dismemberment, disability, or hospital and medical care caused by or necessitated as a result of accident or specified kinds of accident.Īccident Only or AD&D - policies providing coverage, singly or in combination, for death, dismemberment, disability, or hospital and medical care caused by or necessitated as a result of accident or specified kinds of accidents. Some words and/or phrases may be defined differently by other entities, or used in a context such that the definition shown may not be applicable. These definitions represent a common or general use of the term. The definitions in this glossary are developed by the NAIC Research and Actuarial Department staff based on various insurance references. New terms will be added to the glossary over time. This page provides a glossary of insurance terms and definitions that are commonly used in the insurance business.
